At Neary Financial Planning, you can choose between two services: financial planning with investment management or financial planning only. We’re here to help you find the option that best fits your needs.
As a small independent Registered Investment Advisor, we prioritize exceptional client service, while providing flexible, adaptable and personalized financial planning and investment management services to clients.
Financial circumstances can suddenly change, and priorities and goals inevitably shift. We are here to help you understand your evolving financial circumstances.
We offer transparent pricing with no hidden fees and no commissions.
Legally and ethically bound to act in your best interests, we act as your partner and advocate, ensuring you make smart financial decisions so that you can enjoy the moments that matter to you most.
We educate our clients about financial concepts, investments and their options, offering impartial advice, removing barriers and allowing you to maintain greater control over your financial future.
We will collaborate with you to build a tailored comprehensive financial plan while also providing investment management to help you plan and achieve the financial goals important to you. Financial planning and consulting services are included for clients on an ongoing basis, at no additional charge, who opt for our investment management services. After completing and reviewing your financial plan, we will also provide you with actionable next steps and guidance.
When utilizing our investment management services, we will collaborate with you to carefully craft and manage broadly diversified portfolios that cater to your unique investment preferences, tax situation and goals. We consider both your long-term and short-term financial goals when constructing portfolios. By building a diversified portfolio, and utilizing both passive and active investment strategies, we strive to help clients weather a variety of market environments.
This model is best for clients interested in ongoing comprehensive financial planning from a CERTIFIED FINANCIAL PLANNERⓇ with ongoing professional investment management.
Billing Example: The effective annual fee rate for a client with assets under management of $1,500,000 would be 0.90%, or $13,500. See math below: (($750,000 x 1.00%) + ($750,000 x 0.80%)) / $1,500,000.
Financial Planning Services:
Professional Investment Management Services:
Our comprehensive financial planning service is also offered as a stand-alone flat rate service, without ongoing professional investment management. We will collaborate with you to build a tailored comprehensive financial plan, to help you plan and achieve the financial goals important to you. After completing and reviewing your financial plan, we will also provide you with actionable next steps and guidance.
This model is best for DIY clients looking for comprehensive financial planning from a CERTIFIED FINANCIAL PLANNERⓇ. This service model does not include professional investment management.
Flat fee negotiated up-front for full transparency. Payable either as a lump sum or via installment. Please note, 25% of the quoted fee is due up front. The remaining fee is due upon receipt and final consultation of your completed financial plan, unless paying via installment. Financial planning only engagements can be on a one-time or ongoing basis.
